How To Protect Yourself Against Card Skimmers

card slot
Via flickr
Adé Hennis
September 11, 2024

On July 2, 2024, the New York Office of Temporary and Disability Assistance issued a warning about an increase in card skimming. Other states have issued similar warnings as this kind of scam is rising nationwide.

Skimmers are commonly found on ATMs and Point-of-Sale terminals. They are placed on terminal frames and can strip data from a card. The data are then wirelessly transmitted or downloaded to the scammer.

The stolen data can then be used for unauthorized purchases or create fake cards. Debit, credit, and EBT cards are all vulnerable to these skimmers. The FBI estimates that the scams cost consumers and banks more than $1 billion annually.

The Washington State Department of Social and Health Services estimated EBT users lost approximately $5.5 million over the past two years from skimming, the Seattle Times reported.

"The easiest way to check for a skimmer is to pull up on the terminal gently. They are flimsy and will come right off," the FTC says. "If you notice any signs that a skimmer may be in use, do not swipe your card and alert the store manager. Contact the police and notify your local social services department as soon as possible."

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